Category: Auto Insurance

Having a car that is running like it did when you first bought it can seem like an impossible task. But, with the right maintenance and care, you can keep your car running like brand new for years to come here in the Berville, MI area. Here are a few tips from us at Mitten Heritage Fraternal Society of Insurance for keeping your car in top shape. 

Tips to keep your car running like brand new

1. Make sure to change your oil regularly

The oil in your engine helps reduce friction and keeps all parts moving smoothly. To ensure this keeps happening, make sure you’re changing your oil every 3,000-5,000 miles (or as recommended by the manufacturer). 

2. Keep a close eye on fluid levels

In addition to oil, there are other important fluids that need to be maintained in order for optimal performance. This includes coolant, brake fluid, transmission fluid, power steering fluid, and windshield washer fluid. Check the levels monthly and top them off if needed. 

3. Replace air filters

Replacing the air filter can help keep your engine breathing properly and prevent dust and debris from clogging up important components. It’s recommended to replace it at least once a year or more often if you drive in dusty conditions. 

4. Get regular tune-ups

Scheduling regular tune-ups with a certified mechanic can save you time and energy down the line by catching small problems before they become bigger issues. This should include checking all belts, hoses, spark plugs, and ignition wires as well as checking the compression in each cylinder of the engine. 

Keep Your Auto Insurance Updated

For more tips, give us at Mitten Heritage Fraternal Society of Insurance a call today. We are proud to serve the Berville, MI area and would be happy to help.

Most people take driving for granted as a right they have. But the reality is, driving is not a right, it is a privilege, and it comes with some legal requirements. It is up to you to know the law and to abide by it. At Mitten Heritage Fraternal Society of Insurance in Berville, MI we take our responsibility to our customers seriously, and we will make sure that you have the mandated auto insurance. 

Documents you should always have in your vehicle

Your vehicle registration

When you own a vehicle, it is mandated that it is registered. Most states require that if you live there, you must register your vehicle in that state. Michigan offers the option to do automobile registration renewals at a self-serve station. It couldn’t be easier, you just scan your registration renewal, pay and print out your registration and license plate tab. You can renew it even without the notice by putting in other information. Vehicle renewals are paid every year. 

Your auto insurance card

When you renew your auto insurance, you get a card that shows that your auto insurance premium is paid. If you get your renewal policy in the mail, the cards will be included. As a matter of fact, usually, they send you two copies. You can go to the carrier’s website and print a set of insurance cards anytime you need them. 

Your driver’s license

You must always have your driver’s license to prove you have the right to drive. You don’t need to leave it in the vehicle. As a matter of fact, it should probably be in your wallet with you at all times as a form of identification. 

Contact Us Today

Give our office a call at Mitten Heritage Fraternal Society of Insurance, or stop in at our office in Berville, MI to discuss your auto insurance. 

Auto insurance provides financial protection in the event of an accident. Therefore, it’s important to understand car insurance and what it covers to make an informed decision. Fortunately, we are dedicated to meeting all your insurance needs at Mitten Heritage Fraternal Society of Insurance in Berville, MI. Read on for the must-know details of auto insurance.

Meeting Minimum Coverage Requirements

Liability insurance is the most basic type of auto insurance and provides “bare-bones” coverage. Most states mandate it, and it offers two types of coverage.

• Bodily injury. If the accident is your fault, this covers the costs related to injuries and the death of others.
• Property damage. This reimburses expenses associated with damage to vehicles and the property of others if you’re at fault.

Types of Auto Insurance

Besides third-party liability coverage, your options also include:

• Collision coverage. It covers costs related to damages as a result of colliding with another vehicle or object.
• Comprehensive coverage. It covers costs associated with damage to your vehicle due to theft, falling rocks, fire, vandalism, and other incidents besides collision.

More options include uninsured and underinsured motorist coverage, personal injury protection, medical payments coverage, and other insurance extras. It’s essential to speak to an experienced insurance agent to better understand how the different types of car insurance work.

Choosing the Best Auto Insurance

Picking the right car insurance depends on your unique situation. Generally speaking, there are several factors to consider to arrive at the right decision.

• First, review your state coverage requirements
• Consider the age of your car, financial situation, and driving skills
• Determine the best coverage for you

Trying to find the right auto insurance for your needs can be tricky. But it doesn’t have to be when you’ve experienced independent agents at Mitten Heritage Fraternal Society of Insurance in Berville MI, for guidance. Contact us to learn more.