Comprehensive auto insurance sounds pretty comprehensive, doesn’t it? The name can be a bit misleading. While comprehensive auto insurance does provide a lot of valuable coverage for drivers who want it, it’s actually limited to non-collision events. Understanding what comprehensive auto insurance covers, and how it can help you, is important, especially if you’re considering this type of coverage for yourself. The professionals at Mitten Heritage Fraternal Society of Insurance, serving Berville, MI, can help. We work with many insurance carriers and can help you find the comprehensive auto insurance that works best for your vehicle.
What Is Comprehensive Auto Insurance?
Comprehensive auto insurance provides coverage for non-collision events. In other words, if your car is damaged in a fire or sustains hail damage, you may be able to file a claim under your auto insurance policy. However, if your car is damaged in a collision with another vehicle, comprehensive insurance will not cover it.
How Does Comprehensive Auto Insurance Compare to Full Coverage Auto Insurance?
Full coverage auto insurance combines several types of insurance, including comprehensive, collision, and liability coverage. If you have full coverage auto insurance, it will provide the broadest protection of any auto insurance option available. Comprehensive insurance alone will only cover non-collision events.
Who Needs Comprehensive Auto Insurance?
Often, the people who want comprehensive coverage are those who worry about non-collision events damaging their car. Maybe you park your car outside and worry about hail damage, or perhaps you live in an area where auto theft is common. Comprehensive auto insurance can help in both situations. If you’re interested in comprehensive auto insurance for your vehicle, contact Mitten Heritage Fraternal Society of Insurance, serving Berville, MI. We can help.
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