Whether you’re considering adopting a senior cat or dog from a rescue, or planning ahead for your existing pet’s older years, you may wonder whether pet insurance can still protect them as they age. While every pet and situation is different, there are some general guidelines for how pet insurance typically handles older pets. At Mitten Heritage Fraternal Society of Insurance in Berville, MI, we know how important it is to protect your pet at every age and stage, so we’re happy to help answer this question in general terms.
Can Pet Insurance Cover Elderly Pets?
Depending on the specific policy, pet insurance may still be available for pets who are no longer young. Some policies set an age limit for enrollment, while others allow older pets to be enrolled at a higher premium. If your pet has pre-existing conditions, it’s worth speaking with a qualified insurance professional at our office to understand how that might affect coverage.
If you’re hoping to get pet insurance to cover immediate or past veterinary costs for an older pet, that likely won’t be possible, since most policies include a waiting period before coverage becomes active. This is exactly why it’s worth exploring pet insurance before you actually need it, even while your pet is still young and healthy.
For more information, call us at Mitten Heritage Fraternal Society of Insurance in Berville, MI, today!
Comparing Quotes - Made Simple