Running a business from home offers many advantages, including cost savings. However, there are certain expenses you can’t afford to overlook, and one of those is proper insurance. While not all home-based businesses in Berville, MI require commercial vehicle insurance, many do. Failing to purchase the right policy could leave you vulnerable if your vehicle is involved in an accident.
Signs You Need a Commercial Auto Insurance Policy
Personal auto insurance only covers personal vehicle use. If you use your vehicle for business purposes, your insurer will not compensate you in the event of an accident.
“Business purposes” is a broad category that includes activities such as transporting items from your home or storage facility to sell at local markets, delivering packaged items sold online to the post office, traveling to perform professional services outside your home, or meeting with clients or business partners. Additionally, if you allow a full- or part-time employee to drive your vehicle, you’ll need a commercial auto insurance policy.
Contact Mitten Heritage Fraternal Society of Insurance for More Information
Our team understands the importance of strong insurance protection for your business. Even if you work from home, exploring your business insurance options is crucial to ensure your assets and operations are fully covered in the event of an unfortunate incident. If you run a home-based business in or around Berville, MI, and want to learn more about different types of coverage, contact Mitten Heritage Fraternal Society of Insurance today. We’re here to answer your questions and provide policy quotes tailored to your needs.
Comparing Quotes - Made Simple